DSM Swift Home Buyers Pay All Closing Costs

What Are the Closing Costs When Selling a House in Iowa?

Selling a house in Iowa can be a major financial decision, and many homeowners are surprised by how much it actually costs to close the deal. One of the biggest expenses sellers face are closing costs. So, what exactly are closing costs, and how can you avoid them?

Let’s break it down.

Common Closing Costs for Sellers in Iowa

When you sell a home in Iowa using a traditional method—like listing with a real estate agent—you’re likely responsible for several fees, including:

1. Real Estate Agent Commissions

This is often the biggest cost for sellers. In Iowa, agent commissions typically range from 5% to 6% of the final sale price, which is split between your agent and the buyer’s agent. On a $200,000 house, that could be $10,000–$12,000 right off the top.

2. Title and Closing Fees

Title companies charge a fee to handle the closing process and transfer ownership. This usually costs $300–$800, and sellers often pay a portion or all of this in Iowa.

3. Title Insurance

This protects the buyer in case there are legal issues with the property title. While buyers usually purchase the policy, sellers are often expected to cover it in the transaction—costing anywhere from $500 to $1,500.

4. Transfer Taxes

Iowa has a real estate transfer tax of $0.80 per $500 of property value. For a $200,000 home, that’s around $320.

5. Attorney Fees (Optional)

Though not required in Iowa, some sellers choose to hire a real estate attorney, which can cost $500 to $1,000 or more.

6. Repairs and Seller Concessions

Depending on the buyer’s inspection, sellers are often asked to make repairs or offer credits toward repairs or closing costs. This can vary widely but adds additional pressure and unexpected costs.

Skip the Closing Costs with DSM Swift Home Buyers

At DSM Swift Home Buyers, we make selling your home simple and cost-free. When you sell your house to us:

✅ We cover 100% of the closing costs
✅ No agent commissions
✅ No repairs or concessions required
✅ No hidden fees

That means more money in your pocket and a quicker, smoother closing. Whether you’re behind on payments, dealing with an inherited property, or just ready to move on without the hassle, we’re here to help.

Contact us today to get your offer!

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Final Thoughts

Traditional home sales in Iowa come with a long list of closing costs that can eat into your profits. But when you sell directly to DSM Swift Home Buyers, you avoid all of that. We handle the fees, paperwork, and stress—so you don’t have to.

Want to learn more or get a no-obligation cash offer? Contact DSM Swift Home Buyers today and see how easy selling your home can be.